KOTAK LIFE INSURANCE
PLAN TO PROTECT YOUR FAMILY IN A RIGHT WAY, WITH RIGHT CHOICE

Eternal Life Plan
Celebrate your 99th Birthday and make you loved ones feel secure. A guaranteed protection for the life, opportunity to create wealth, and a comprehensive cover option, with a perfect financial solution to suit your needs.

What can Eternal Life do for you?
A complete security throughout your life which continues well beyond the retirement to ensure that your family is safe and secure in spite of the irrespective of uncertainties in life. Get a high coverage with an affordable premium on account of your growing responsibilities and live with peace for the rest of your life.
Flexible offers for planned and unplanned needs and provide an easy way to access your money on crises, comfort and security even in the crucial stage of your life. Choose your own beneficial options and solution that suits your personal preference.

Why choose this plan?

  • Safe till your golden age of 99
  • Insurance covers and extends beyond 60-70years;
  • Protect your family till you turn 99. Guaranteed death benefit till the age of 99
  • A complete package to protect and guard you against risk of Death, Disability and as well in critical illness.

Adequate protection to safeguard your growing needs.
High amount of insurance coverage which is about 25-45 times on the initial premium paid.
Guaranteed death benefits for higher protection before and after the premium payment term with a regular bonus benefits.

Get paid at the end of the premium term with an accumulated bonus to secure your dreams. Avail loan on emergencies to help your tide through adversities. Increase in premium to maintain your income and offer at affordable protection from the scratch. Premium paid for the lesser number of years

How does the product work?

Step 1: Choose your life cover - the basic Sum Assured, based on your existing insurance cover and needs.

Step 2: Decide the number of years you wish to pay premiums, based on your personal and financial goals.

Step 3: Choose a plan from two unique variants based on premium option preference.

Step 4: Receive a lump sum Cash Benefit at the end of your Premium Payment term.

Step 5: Get guaranteed protection till your 99th birthday and enjoy the potential for additional bonus boosts to your life cover along the way!

Key Features

  • Lifelong cover protection till age 99 with a few years of premium payment.
  • Higher Protection at affordable premiums
  • Complete safeguard against uncertainties of Accidental Disability# and Critical Illness^
  • Lumpsum Cash at the end of the premium payment term
  • Premiums that match your preference and lifestyle
  • Tax Benefits under Sec 80C and Sec 10(10)D.

Why Eternal Life Plan?

  • Permanent and complete protection till your 99th birthday.
  • Insurance cover that extends well beyond 60-70 years, to protect your loved ones till you turn 99
    Guaranteed Death Benefit till age 99
  • A complete protection package guarding you against risk of Death, Disability* as well as Critical Illness.
  • Adequate protection to meet your growing needs
  • High amount of insurance cover that is almost 25-45 times the initial premium paid
  • Regular bonuses# that boost guaranteed death benefit to provide for higher protection during and after the premium payment term
  • Cash lumpsum to fulfill your dreams
  • A significant cash lumpsum paid at the end of the premium payment term to secure your dreams (Bonuses# accumulated till the end of the premium paying term)
  • In case of emergencies, loan facility can be provided to help you tide through adversities.
  • Increased choice through a range of plan options
  • Increasing Premium Option that keeps income and offers affordable protection from the start
  • A few years of premium payment (option to choose between 10-40 years) offers a lifetime of protection
  • Special rates for females and non-smokers (For Sum Assured greater than Rs. 10 lakhs)
  • Choice of Riders to personalize your plan as per your requirement.
Kotak Life assures you of a cost effective fund management for you and your employees’ benefit in a transparent and simplistic manner without any hidden costs!
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