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Life Insurance

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Suitability
This plan is suitable for people who require lump sum amounts in future to meet specific expenses such as children's education or marriage. At the same time, the policy provides insurance protection for the family as well as old age provision.

Features

A policy where lump sum amounts are paid to the life assured at periodic intervals on survival
In case of death of the life assured within the term, the total sum insured is paid to the nominee, irrespective of earlier survival benefits
Bonus is payable under this scheme
Premiums are to be paid regularly to get survival benefits
Premiums cease at death or on expiry of term whichever is earlier
This plan can be availed of for terms 20 or 25 years.

Other Conditions

Minimum amount of Sum Insured - Rs. 40,000
Minimum premium must be Rs.800 per annum
Minimum age at entry-13 years
Maximum age at entry :
20 year policy - 50 years
25 year policy - 45 years
Bonus additions to the policy are calculated for full sum assured. They are payable only along with final maturity benefit on date of maturity or on death, whichever is earlier
No loan will be granted under these policies

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