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Baggage Insurance
This policy is necessary for any individual and his family members
to protect their belongings during a journey.
What can be Insured
Under this policy, an individual's accompanied baggage
(suitcase, trunk, additional items, etc) during a specified journey
(including
air travel) can be insured.
Risks covered
The policy provides cover against loss or damage to
accompanied baggage owing to fire, riots, strike, terrorist activity
or theft
or accident in the course of a journey including periodical halts
en route anywhere across the Indian sub-continent.
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Exclusions
The baggage policy is subject
to the exclusions of:
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Loss or damage to articles of consumable
nature, cash, jewellery, securities, precious stones, fur,
watches, etc.
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Loss or damage to any property
transported by a carrier under receipt.
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Loss or damage due to depreciation, wear and tear, consequential
loss, legal liability and theft from unsecured car.
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Loss or damage owing to perils of war, nuclear
strike, vermin, cleaning and repairing processes.
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