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Baggage Insurance
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Baggage Insurance
This policy is necessary for any individual and his family members to protect their belongings during a journey.

What can be Insured
Under this policy, an individual's accompanied baggage (suitcase, trunk, additional items, etc) during a specified journey (including air travel) can be insured.

Risks covered
The policy provides cover against loss or damage to accompanied baggage owing to fire, riots, strike, terrorist activity or theft or accident in the course of a journey including periodical halts en route anywhere across the Indian sub-continent.


Exclusions

The baggage policy is subject to the exclusions of:
  • Loss or damage to articles of consumable nature, cash, jewellery, securities, precious stones, fur, watches, etc.

  • Loss or damage to any property transported by a carrier under receipt.

  • Loss or damage due to depreciation, wear and tear, consequential loss, legal liability and theft from unsecured car.

  • Loss or damage owing to perils of war, nuclear strike, vermin, cleaning and repairing processes.

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