Additional coverage for surrounding property of the owner and third party personal and property liabilities is also available on payment of extra premium.

Furthermore, the policy will pay only if certain warranties are in force during the accident:

• Boilers are annually inspected by the inspectors appointed by the appropriate Government except where there is no statutory requirement for governmental inspection, the inspections have to be carried out by an independent competent person.
  
  
• Boilers must be operated by licensed, qualified attendants.
  
  
• The insured must possess the unqualified permission in writing of the competent inspecting authority to operate the boiler.

• Loss or damage arising from fire and allied perils which can be covered separately.
  
  
• Damage by chemical explosion except in recovery boilers and waste heat boiler.
  
  
• Contractual liability, manufacturer's/ supplier's liability, consequential loss of use of boiler.
  
  
• Loss arising from an existing defect.
  
  
• Loss due to gross negligence or any willful act or willful neglect on the part of the insured.
  
  
• Failure of individual tubes.
  
  
• Wearing, wasting of boiler materials, growing or fracturing any part of the boiler, general deterioration, etc.