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Gun Insurance
This policy is necessary
and essential for every duly registered and responsible holder of
a gun. This policy is necessary and essential
for every duly registered and responsible holder of a gun. This policy
provides indemnity for a duly licensed gun held and used within the
Indian subcontinent.
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Risks covered
The policy provides cover against the risks of
- Fire, burglary, house-breaking,
theft or any accident or misfortune within the Indian sub-continent.
- Legal liability of the insured arising out of the use of the
gun for personal injury or damage to a third party.
- Cover against domestic liability for one servant
- Limited personal accident cover to the insured, insured's spouse
and children between 16 to 65 years.
- Loss or damage to the insured's property or contents out of
the gun's use.
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Exclusions
The insurance policy will never pay claims arising from
- Loss or damage by burglary/
housebreaking/ theft involving where the employees of the
insured's or members of the insured's family are involved
as principal or accessory.
- Loss or damage while cleaning or repairing.
- Intentional damage/ injury/ death/ suicide/ insanity/ breach
of law.
- Pre-existing physical defects or disease.
- Insured person being under the influence of alcohol or drugs
- Consequential loss, depreciation, wear and tear or contractual
liability.
- Nuclear and war perils.
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