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Gun Insurance
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Gun Insurance
This policy is necessary and essential for every duly registered and responsible holder of a gun. This policy is necessary and essential for every duly registered and responsible holder of a gun. This policy provides indemnity for a duly licensed gun held and used within the Indian subcontinent.


Risks covered
The policy provides cover against the risks of
  • Fire, burglary, house-breaking, theft or any accident or misfortune within the Indian sub-continent.
  • Legal liability of the insured arising out of the use of the gun for personal injury or damage to a third party.
  • Cover against domestic liability for one servant
  • Limited personal accident cover to the insured, insured's spouse and children between 16 to 65 years.
  • Loss or damage to the insured's property or contents out of the gun's use.

Exclusions
The insurance policy will never pay claims arising from
  • Loss or damage by burglary/ housebreaking/ theft involving where the employees of the insured's or members of the insured's family are involved as principal or accessory.

  • Loss or damage while cleaning or repairing.

  • Intentional damage/ injury/ death/ suicide/ insanity/ breach of law.

  • Pre-existing physical defects or disease.

  • Insured person being under the influence of alcohol or drugs

  • Consequential loss, depreciation, wear and tear or contractual liability.

  • Nuclear and war perils.

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