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Overseas mediclaim insurance
(Business & Holiday)

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Overseas mediclaim insurance (Business & Holiday)
This insurance policy is essential for any individual aged between 6 months to 60 years travelling abroad for business or pleasure. The age limit can be relaxed up to 75 years after medical examinations and is at the discretion of the company. This insurance policy is ideal for insuring against any expenditure sustained during the overseas trip. Loss of passport is also covered under the policy.

Risks covered
This insurance policy protects the insured party against

Medical expenses and repatriation.
Personal accident during the flight.
Loss of passport.

Compensation offered
This insurance policy offers compensation for

Medical expenses and repatriation limited to ,000 and respectively.
In-flight personal accident benefit up to ,000 and loss of passport up to

Exclusions
This insurance policy will not pay any claims arising from

Any treated or existing diseases prior to one year of commencement of risk, whether undeclared or not.
Mumps, chicken pox, measles, German measles, spina bifida, whooping cough, diptheria, poliomyelitis, menimalitis and scarlet fever for children aged under
5 years.
Travel against medical advice, travel for treatment, terminal prognosis or awaiting special treatment.
Cosmetic surgery, pregnancy-related costs, AIDS.
War or nuclear perils.
Suicide or attempted suicide.
Benefits recoverable from any other scheme.
Examination/ treatment in India
Expenses incurred outside country of study or posting. However this does not prejudice emergency evacuation on medical grounds.

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