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Overseas Mediclaim Insurance
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Overseas Mediclaim Insurance
This insurance policy is essential for corporate executives who travel abroad frequently for business purposes. The age limit can be relaxed up to 75 years after medical examinations and is at the discretion of the insurance company. This insurance policy is ideal for insuring against any expenditure sustained during the overseas trip. Loss of passport is also covered under the policy.
Risks covered
This insurance policy protects the insured executive against

  • Medical expenses and repatriation.

  • Personal accident during the flight.

  • Loss of passport.

Compensation offered

This insurance policy offers compensation for
  • Medical expenses and repatriation limited to ,000 and respectively.

  • In-flight personal accident benefit up to ,000 and loss of passport up to

Exclusions

This insurance policy will not pay any claims arising from
  • Any treated or existing diseases prior to one year of commencement of risk, whether undeclared or not.

  • Travel against medical advice, travel for treatment, terminal prognosis or awaiting special treatment.
  • Cosmetic surgery, pregnancy-related costs, AIDS.

  • War or nuclear perils.

  • Suicide or attempted suicide.

  • Benefits recoverable from any other scheme.

  • Examination/ treatment in India.
  • Expenses incurred outside country of study or posting. However this does not prejudice emergency evacuation on medical groud.

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