Untitled Document
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Private Car Insurance
This insurance policy can be used for any light motor vehicle used
for social or domestic purposes as well as business and pleasure of
the insured.
Suitable
The insurance policy is essential for the owners of the motor vehicle,
individual or corporate parties as well as the financiers who might
have an insurable interest in the vehicle.
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Risks covered
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By fire, lightning,
self-ignition, explosion, burglary, housebreaking or theft.
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Riot or strike.
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Flood, earthquake,
cyclone or inundation.
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Transit by road,
air, elevators or lifts.
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Liability for third party's injury or
death, third party property and towards the paid driver too.
Loss or damage to electrical/ electronic accessories, personal
accident cover for the driver and passengers is also available
after paying additional premium
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| Compensation Offered This insurance policy will grant
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Act Liability
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Unlimited liability
towards death or bodily injury towards third party.
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Unlimited liability towards death or bodily injury towards any person
present inside the vehicle, provided they are not employees of the
insured nor are being carried for a fee or reward.
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Liability towards the paid driver as per the Workmen's Compensation
Act.
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Costs and expenses incurred with the firm's written consent.
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In case of death of the insured/ any person entitled to indemnity or
a liability incurred under the policy, his representative will be indemnified
as in the case of the insured, if he observes the same conditions as
the insured himself.
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Exclusions
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This insurance policy will never
pay any claims arising from Consequential loss, depreciation,
wear and tear, mechanical and electrical breakdown, failure or
breakage.
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When vehicle is used outside the geographical
area; when used contrary to limitation as to use driven by a
person other than
the driver
stated in driver’s clause.
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War or nuclear perils and
drunken driving.
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